ABOUT US
The Credit FAQS will help you identify your most damaging and most helpful credit items in order to make improvements. We provide practical, honest credit advice when you need it. We will educate you so you understand your credit scores and how to improve them right away. Our team of specialists will watch over your case every step of the way.
MISSION STATEMENT
Millions of people have inaccurate or unfair negative items wrongfully hurting their credit score. Credit repair is the process of finding and addressing these questionable items. We can get started with cleaning up your credit today. A major part of improving your credit is by continuously generating new months of positive history. We will show you how and have available services to get you started today.
ROAD TO SUCCESS
Bad credit isn’t the end of the world, even though it can feel like it. When your credit has taken a hard hit, it can stop you from buying a car, a home, or even starting a new business.
Here at Credit FAQS, we pride ourselves in helping our clients reach their fullest financial potential. We implement plans and set goals with our clients in hopes of gaining financial freedom.
Credit FAQS offers many credit rebuilding services and solutions, such as recovering late payment, filing disputes, removing bankruptcies and more.
Don’t let your credit stop you any longer. Schedule a consultation with one of our financial advisors.
THE CREDIT FAQS CONSULTING
STEP 01
WHAT YOU DON'T KNOW CAN HURT YOU
That's why we aim to help you understand credit. We believe better knowledge and understanding of the process will guard you against future issues relating to your credit file. Part of our mission at Credit FAQS is to educate as many people as we can about credit. When it comes to credit, what you don't know CAN hurt you, so learn as much as you can. If your questions are not answered on this page, call one of our specialists. They will be happy to handle any questions you might have.
STEP 02
FREE CONSULTATION
During your free consultation, we instantly pull your credit Karma and Experian. We then create a file that goes over your challenges, debt to credit ratio and all other factors that affect your credit score. This then helps us know exactly where to focus our efforts on first and how to build a realistic timeline to meet personal goals and needs.
STEP 03
WATCH YOUR SCORE GO UP!
CREDIT REPAIR
Your credit score is generally calculated by the information on your credit report. This includes your payment history, the amount you owe, the length of your credit history, and new credit inquiries. If you have reached your credit limits, have missed payments, have a short credit history, or are in collections – this will all negatively affect your credit.
WHAT IS CREDIT REPAIR?
Credit repair means taking all of the negative items on your credit report and resolving them one by one until your credit score is accurate. Derogatory remarks that can appear on your credit report include missed payments, debt collections, bankruptcies, repossessions, charge offs, tax liens, judgments, charge-offs, foreclosure, medical bills, etc. The first step in credit repair is to figure out which negative items are not accurate or there by mistake. These items can be disputed through the major credit bureaus by contacting them with the information that is in error. It is then up to the creditor to verify that the information is true, complete, and accurate. If not, the item can be removed from your credit report. If the information is accurate, a Credit Faqs Consultants representative can contact the creditor and negotiate a settlement or reasonable payment plan so that the debt can be removed from your credit history.
HOW WE IMPROVE YOUR CREDIT?
We Partner With All Three Credit Bureaus
Transunion, Equifax And Experian.
